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Bovada If the dealer's up card is an ace, the dealer will offer something called insurance. This is a side bet that you make by wagering half your original bet that the dealer has a 10 in the hole. If you make the bet and the dealer has the 10, you are paid 2-to-1. You would then lose your original bet, but win the insurance bet, which works out to be a push of your original bet. If you have a blackjack and the dealer has an ace, you will be asked if you would like even money for your blackjack instead of 3-to-2. If you do not take the even money, you will have a push if the dealer has a blackjack. Both the insurance and the even money bet are sucker bets. The dealers will NOT have 10 more times than they will have one. Baccarat Game, The House Edge - Why It Matters in Casino Games
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