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Bovada Baccarat Game Rules GamePlay & Winning Tips Online Baccarat If your first cards total 12–16 you have a "stiff" hand (one that can be busted with a hit). Baccarat Guide: A Comprehensive Handbook for Players Unlike in poker, the suits of the cards have no effect on the game. Only their numerical value comes into play in blackjack. Cards 2–10 are counted at face value—in other words, a two of hearts, spades, diamonds, and clubs always equals two points, and so on up the ladder to the 10. All face cards—king, queen, jack—have a value of 10. An ace can count as either one or eleven.
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